Auto insurance from A to Z Auto insurance in detail and practical tips for car owners

13Aug/12Off

InsuranceQuotesUSA.com Reveals The Top States With The Lowest Auto Insurance Premium To Household Income Ratio


New York, NY (PRWEB) July 31, 2012

InsuranceQuotesUSA.com, part of the Insurance Quotes USA Finance network, is an all-in-one stop for news, money-saving tips, and quotes on auto insurance. The company has conducted extensive public surveys and in-depth statistical analysis to find the average household income, average cost on auto insurance premium, and the premium to income ratio for every state across the United States. "This research will change consumers' perspective on auto insurance premium," said Eric, Senior Advisor of InsuranceQuotesUSA.com. "The cost on auto insurance alone is not a sufficient factor to determine the affordability on auto insurance, which is what really matters."

Auto insurance is most affordable for consumers in the state of Iowa. The state of Iowa has an average household income of $ 51,122.00 and an average cost on auto insurance premium of only $ 1,040.00. Iowa has a Premium to Income Ratio (PI Ratio) of only 2.03%, which is the lowest across the nation.

On the other hand, auto insurance is least affordable for drivers in District of Columbia, with a PI Ratio of as high as 5.50%. (Average household income: $ 42,374.00 and average auto insurance premium: $ 2,329.00)

"The results are good reference points, especially for individuals who are planning to move," said Eric.

For more information on the report, please visit: Auto Insurance Premium to Household Income Ratio Per State

When looking for auto insurance, InsuranceQuotesUSA.com recommends consumers to be aware of the top-rated insurance companies in different regions within the United States and approach them first.

InsuranceQuotesUSA.com offers a fast, secure, and easy to use platform which allows consumers to compare quotes from multiple companies at the same time. "Consumers can compare and save more than $ 800 on car insurance with us," Eric continued. "We had one individual who managed to save over $ 828 on a new policy with similar coverage."

About the Insurance Quotes USA Network

The Insurance Quotes USA (IQUSA) network currently has 4 web properties within the network - InsuranceQuotesUSA.com, AffordableInsurancePlans.com, InsuranceCalculator.net, and PropertyInsuranceCoverage.com. Each website serves a unique purpose for consumers in the United States. With the company's I.Q.U.S.A. service model - Instant insurance quotes, Quotes from multiple companies, Unbeatable coverage types, Smooth user experience, and Affordable policy rates - the company aims to build a strong online presence in the insurance industry through new domain acquisitions and development. In addition to car insurance, the IQUSA network also provides home, health, life, business, and travel insurance quotes.

How does InsuranceQuotesUSA.com work? When a zip code is entered, the system automatically determines the location of the zip code, connects with insurance providers in the specific area, and then displays quotes from multiple companies on the screen. The entire process completes in a matter of seconds. Compare and save money on affordable insurance plans today.







27May/12Off

OAI: Premium Drop Increases Value of Calif. Low-Cost Auto Insurance Program

Los Angeles, CA (PRWEB) May 22, 2012

The California Low Cost Automobile Insurance Program (CLCA) recently announced its biggest drop in yearly premiums since 2009, emphasizing the value of the program for low-income motorists seeking cheap minimum coverage, according to Online Auto Insurance.

The programs premiums will decrease up to 9 percent across the state, amounting to an average annual price of about $ 258. No counties charge more than $ 350 for a CLCA policy. The program offers bare-bones

29Apr/12Off

PLEXIS Quantum Choice 2012.1 Release Will Deliver Expanded Auto-Adjudication Rules and Premium Billing Capabilities

Ashland, Oregon (PRWEB) April 25, 2012

Plexis Healthcare Systems, Inc. is pleased to announce the newest release of its Quantum Choice product. Version 2012.1 is due to be made commercially available in mid-May, 2012, and will contain significant new features and capabilities to further support the processing capabilities of Plexis healthcare payer clients. Version 2012.1 includes additional automation capabilities for medical and dental claims processing, premium billing including life insurance premium administration, and accounting automation functions.

Enhancements in claim processing include expanded automation in relation to dental processing rules, medical fee schedule, modifier and NCCI rules, and the introduction of Quantum Choices new Claim Processing Rule Framework, expanding upon the products already robust rule-set configuration capabilities. The Claim Processing Rule Framework allows for configuration of default claim processing rules based on user-selectable criteria, regardless of the benefit plan and provider reimbursement contract/fee schedule associated with a claim. This expanded capability, which includes additional NCCI editing capabilities, allows for user configuration of rules that should always fire during the adjudication process, which may be tailored by line of business, group or provider, and help to minimize the amount of configuration required in the system, regardless of how many different benefit plans and/or reimbursement contracts may be involved, said Kathy Caulfield, Quantum Choice Product Manager for Plexis.

Version 2012.1 of Quantum Choice also provides significant new premium billing flexibility, with expanded billing configuration options, including the introduction of life billing and contiguous month billing, required for school district premium administration where the billing and policy period is often based on a nine or ten month period (vs. twelve month annual periods).

Additionally, version 2012.1 includes service framework expansion, providing an ever increasing amount of application services made available for loosely coupled, tightly integrated system-to-system interfacing, allowing Quantum Choice to provide high availability and high scalability transaction processing capabilities for large enterprise environments.

It has taken a significant level of effort to provide such a large amount of new application functionality in such a short period of time, said Sean Garrett, Plexis Chief Product Strategy Officer, which is a testament to the spirit and dedication of our product development teams, and to their commitment to easing the burden of the users of our software, by providing increased levels of flexibility and automation with our Quantum Choice product. These changes further demonstrate Plexis goal of having Quantum Choice be the preeminent healthcare payer transaction processing system providing the highest levels of flexibility, automation, and real-time integration capabilities.

About Plexis Healthcare Systems, Inc.

Plexis Healthcare Systems is a leading payer solution and claims processing technology company based in Ashland, Oregon. Founded in 1996, Plexis software and services now process millions of claims transactions daily for healthcare payer organizations throughout the United States and internationally. Plexis family of core software products includes Plexis LCS for small and medium size third party administrators and self-funded groups; Plexis Claims Manager for mid-size healthcare organizations; and MITA 2.0-aligned Plexis Quantum Choice, for government healthcare organizations and large health and dental plans. Plexis' solutions enable government healthcare organizations, health plans, TPAs and provider groups to reduce costs, automate claims payment requirements, enhance customer satisfaction and help expand market share. For more information, please call toll free (877) 475-3947 or visit http://www.plexisweb.com.